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As technology increases, misunderstanding of ruin by a very small number of people is sufficient to guarantee ruin

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As technology increases, misunderstanding of ruin by a very small number of people is sufficient to guarantee ruin Greece: Neither those who made the decision to borrow nor those who made the decision to lend had skin in the game. “Other people’ money”.
Friday probability quiz. X has 2 children. One of them is a girl. What is the probability of the other one being a girl?